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Car insurance is required

Most states in the U.S. require vehicle owners to carry auto insurance. But, when it comes to car insurance, not all policies are created equally. Eric Luebbe offers North Bend, Nebraska exceptional auto insurance at a great rate! Comprehensive and liability insurance are two types of coverage that you want to make sure you have in place. While it may be tempting to go with the first provider you come across, taking the time to research and compare options can save you both time and money in the long run. Don’t underestimate the value of quality coverage—it can make all the difference when you need it most.

There is a difference

Protecting your vehicle with comprehensive and liability auto insurance coverage here in North Bend, NE is not only necessary but also a smart choice. You may be tempted to go for the cheapest option available in North Bend, NE, but remember, you get what you pay for. It’s important to choose an auto insurance company that structures a policy that fully covers you in the event of an accident. At Eric Luebbe Insurance, we work closely with you to find the right coverage for your specific needs. Contact us today and let us design a customized policy just for you!

What’s insurance for, anyway?

At our North Bend, NE, auto insurance company, we understand the importance of having reliable comprehensive and liability insurance coverage. Without it, you could find yourself unable to recoup your losses in the event of an accident. That’s why we make it our top priority to provide you with a policy that will protect you and your assets. We’ll take the time to discuss your options, recommend a policy that fits your needs, and ensure that you receive every discount you qualify for. Reach out to us to learn more about how we can help!

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Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto insurance: required and additional protection

Choosing the right comprehensive and liability insurance coverage is crucial. With these protections in place, you can rest assured that you and your assets are protected in case of loss, injury, or damage. With the right auto insurance policy, you can have peace of mind on the road knowing you’re fully protected.

Eric Luebbe Insurance offers the following auto insurance policies to our North Bend, NE, customers:

  • Comprehensive
  • Liability
  • Collision

Our North Bend, NE, auto insurance company also offers additional protection, including:

  • Uninsured Motorist Protection
  • Medical Payments
  • Emergency Road Service

Why We’re Different

If you’re looking for an auto insurance company in North Bend, NE, that can offer comprehensive and liability insurance tailored to your needs, look no further than Eric Luebbe Insurance. While many insurance policies may seem comparable in cost and coverage, getting help finding a policy that fits your specific needs along with friendly, personable customer service is what you’ll find with our agents. We take the time to provide personalized policies to each of our clients. Don’t settle for a cookie-cutter approach when it comes to auto insurance. Contact us today to learn more about our customizable auto insurance options!

Find Your Coverage

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Contact Eric Luebbe Insurance Agency

Our Fremont, NE Office

1152 E 16th Street
Fremont, NE 68025

 402-721-5454 phone
 402-809-5087 text
402-671-7719 fax

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